Monday, January 23, 2012

Bullshit Car Insurance

Its that time of year again when i have to renew my car insurance. Like every year you have to jump through the same hoops and wade through the bullshit the Insurance companies lay down.

Its all a trick that Insurance compnies hope that the less interested person will just renew without checking out the new inflated renewal.

My last premium cost around £35 per month. Hastings direct, my insurance company quoted a renewal at £45 per month. They seemed a little bit taken a back when I told them what they could do with that offer. I then told them I had moved. Straight away the guy told me that would make a great deal of difference, maybe my new postcode would be better and the premium lower. I then told him my postcode was the same. Despite this he managed to get my premium down to £39 a month.

I told him I would think about it and for him to give me a call  back later. In the mean time I went on the confused.com web site and put in all my details. Amazingly (but, not surprisingly) I found an all singing and ancing policy for onl £31 per month, it even had better cover than my present policy. The company that was offering it to me?

You guessed it- Hastings Direct.

When the sales guy phoned me back, I told him I'd found a policy at £30 per month on a comparison site, but wouldn't tell him who. He went away to ask his Supervisor a question and came back with a matching policy for £28 per month.

Why do we have to go through this crap every year? Just give me the best price and I'll not bother checking the internet. I guess they work that for every person who questions a renewal, one person will just sign it and pay full whack.

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